My downplaying wasn't so much as we don't need it. But more of we don't need a lot of money to compete. We don't need millions to compete with the top athletes because we aren't going to get them anyways. I feel the public looks at the top deals and thinks all deals are somewhere in that realm. When the reality is that at the top the money may be millions, but on average NIL deals are well well under 10k. That's if there is any NIL deal.
A UB collective could probably have a fund well under $1 million and still be highly competitive nationally. Recruiting goes hand in hand with this too. UB needs to be self aware that we are still going after mid major talent, with the off chance of getting an under the radar player. Maybe pick off a P5 bench player who will want to get more playing time and maybe a little more money, or even a little less money.